The attorneys in Ben Calkins' Real Estate & Finance Practice Group have the local knowledge and extensive experience to effectively guide clients throughout Ohio and across the country through commercial lending, real estate acquisition and finance, and bond and note issuances for public entities.
Commercial Lending & Finance
Our attorneys represent traditional and non-traditional lenders in a variety of commercial lending and finance transactions, including:
- Advising on transactions involving lines of credit, term loans, revolving credit loans, formula-based inventory and accounts receivable loans, equipment leasing and finance, and letters of credit
- Counseling on all aspects of restructuring, work-out, and enforcement matters
- Facilitating acquisition, construction, and permanent financing
- Providing business and legal advice to borrowers in arranging, negotiating, and refinancing credit facilities
Our extensive experience also includes:
- Asset-based financings
- Debtor-in-possession financings
- Domestic and cross-border unsecured and secured lending transactions
- Securitized "conduit" credit facilities
- Subordinated debt issuances
- Syndicated lending arrangements
In connection with these transactions, we frequently assist our clients with the negotiation of interest rate swaps and inter-creditor and subordination agreements and with a wide range of collateral types.
Lender clients include leading commercial banks, asset-based lenders, equipment leasing companies, and other domestic and international lenders. We represent as borrowers both publicly traded and private companies and nonprofit entities, including colleges and universities and health care facilities.
Real Estate
Our attorneys routinely represent buyers, sellers, landlords, tenants, and developers, including individual entrepreneurs, traditional for-profit developers, nonprofit corporations, and public agencies, in conjunction with all types of commercial real estate transactions. Our portfolio includes office buildings, shopping centers, industrial warehouses, hotels, residential and commercial condominium developments, and mixed-use projects.
Real estate development attorneys regularly:
- Draft and negotiate complex, multi-party acquisition contracts and commercial leases
- Form and advise in the administration of homeowners and condominium associations, including providing assistance with enforcement matters
- Manage a variety of complex tax issues
- Provide representation after construction completion, including leasing, refinancing, sales, and 1031 deferred exchanges
- Represent borrowers and lenders in construction and permanent financing
- Represent project developers and municipalities in conjunction with various alternative energy projects, including wind-farm developments
- Secure regulatory, land use planning, and zoning approvals and to resolve environmental impact issues
Our attorneys have significant experience with myriad public financial incentives utilized for real estate development projects, including public/private partnerships, state and federal tax credits, industrial development agency incentives, and other similar state and local financial incentives. Our attorneys are involved at all levels of these transactions, which often require the creation and utilization of complicated, multi-tiered ownership structures to maximize financial incentive eligibility.